In This Article
At the Scene
If you are physically able, the scene is your best and only chance to capture evidence that vanishes within hours. Photograph everything: all vehicles and their damage, their positions, skid marks, debris, traffic signals and signs, road and weather conditions, and your visible injuries. Get the other driver's license, registration, and insurance details, and the names and contact information of every witness.
Call the police and make sure a report is created. Note the responding officers and the report number. If anyone makes statements about what happened, remember them. This contemporaneous record anchors the facts before anyone's story changes.
In the Days After
Seek medical attention promptly even if you feel fine, both for your health and to document that the crash caused your injuries; gaps and delays become arguments against you. Keep every medical record, bill, and explanation of benefits. Track your symptoms, missed work, and how the injury affects daily life in a simple journal.
Preserve physical evidence where you can — damaged property, a bicycle or helmet, torn clothing. Avoid posting about the crash or your activities on social media, where insurers look for material to undermine your claim.
Why It All Matters
In a comparative negligence state, evidence is what keeps fault off your shoulders and proves the extent of your harm. The more complete your documentation, the harder it is for an insurer to dispute liability or minimize your injuries. When in doubt, capture more than you think you need — and get advice early about what to preserve.
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This article is general information, not legal advice. For guidance on your specific situation, get a free, confidential case review. You pay nothing unless you win.
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