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Rear-End Collision Claims in New Hampshire

Rear-end crashes seem simple, but insurers still fight them. Here's how these claims really work.

Usually — but Not Always — the Following Driver's Fault

Rear-end collisions typically place fault on the following driver, who has a duty to maintain a safe distance and be able to stop. But there are exceptions: a lead driver who stops suddenly without reason, drives with broken brake lights, or reverses unexpectedly may share fault under New Hampshire's comparative negligence rule.

Common Rear-End Injuries

Whiplash and neck injuries are the signature harm of rear-end crashes, along with back injuries, concussions, and shoulder injuries from the seatbelt. These injuries can be serious despite limited vehicle damage, which insurers exploit to minimize claims.

The 'Low Impact' Defense

Insurers frequently argue that minor vehicle damage means minor injuries. Medical science doesn't support this — significant injuries can occur even in low-speed impacts. Consistent treatment and clear documentation counter the low-impact narrative.

Maximizing Your Claim

Even in a 'simple' rear-end case, documenting injuries thoroughly and being cautious with the insurer protects your recovery. If injuries are significant or the insurer disputes them, an attorney can establish the full value of the claim.

Talk to a New Hampshire Injury Specialist — Free

This article is general information, not legal advice. For guidance on your specific situation, get a free, confidential case review. You pay nothing unless you win.

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