What Is My New Hampshire Injury Case Worth?

The Core Components of Value

Injury claim value generally breaks into economic and non-economic damages. Economic damages are the measurable costs: medical bills (past and future), lost wages, lost earning capacity, and property damage. Non-economic damages compensate for pain, suffering, emotional distress, and loss of enjoyment of life. In the most serious cases, the lifetime cost of future care can dwarf the immediate medical bills.

Factors That Push Value Up or Down

Severity and permanence of the injury matter most — a permanent disability is worth far more than a full recovery. Clear liability increases value, while disputed fault decreases it, especially given New Hampshire's 51% bar. Available insurance is a practical ceiling: a catastrophic injury caused by an uninsured driver may be limited by your own UM/UIM coverage. Strong documentation and credible testimony raise value; gaps in treatment and inconsistencies lower it.

Why Early Lowball Offers Are Misleading

Insurers often make an early offer that looks reasonable until you account for future medical needs and lost earning capacity. Because you cannot reopen a settled claim, accepting before your prognosis is clear can leave enormous costs uncovered. This is especially true for brain, spinal, and orthopedic injuries whose long-term impact emerges over time.

Getting a Realistic Estimate

No honest attorney can promise a number at the outset, but an experienced one can identify the factors that will drive your specific case and the coverage available to pay it. A free case review is the best way to move from guesswork to a grounded understanding of your claim.