Whiplash and Soft-Tissue Injuries: Why They're Real and How NH Claims Work

What Whiplash Actually Is

Whiplash is an injury to the neck's muscles, ligaments, and soft tissues caused by the rapid back-and-forth motion of a sudden impact, most often a rear-end collision. Symptoms include neck pain and stiffness, headaches, reduced range of motion, and sometimes dizziness or tingling. They can take a day or two to appear and may persist for weeks or months.

Why Insurers Minimize These Claims

Because soft-tissue injuries don't always show up on imaging, insurers argue they are exaggerated or fabricated. They point to the absence of a fracture, low vehicle damage, or any treatment gap as 'proof' the injury isn't serious. None of that reflects the medical reality that soft-tissue injuries can cause genuine, lasting pain and disability.

Building a Credible Claim

Consistent medical treatment is the foundation. Prompt evaluation, following provider recommendations, and documenting symptoms create the record that supports the claim. Physical therapy notes, imaging where appropriate, and a clear treatment timeline counter the insurer's 'it's just whiplash' narrative.

Compensation Available

Even without a visible fracture, soft-tissue injuries can support recovery for medical bills, lost wages, and pain and suffering. New Hampshire law does not require an injury to be catastrophic to be compensable. A free review can help you understand what a credible soft-tissue claim may be worth.